Tuesday, December 27, 2005

What really matters?

Buying a home? The process can be stressful. A home inspection is supposed to give you peace of mind, but often has the opposite effect. You will be asked to absorb a lot of information in a short time. This often includes a written report, checklist, photographs, environmental reports, and what the inspector himself says during the inspection. All this combined with the seller's disclosure and what you notice yourself makes the experience even more overwhelming. What should you do? Relax. Most of your inspection will be maintenance recommendations, life expectancies and minor imperfections. These are nice to know about. However, the issues that really matter will fall into four categories:

1) Major defects. An example of this would be a structural failure.
2) Things that lead to major defects. A small roof-flashing leak, for example.
3) Things that may hinder your ability to finance, legally occupy, or insure the home.
4) Safety hazards, such as an exposed, live buss bar at the electric panel.

Anything in these categories should be addressed. Often a serious problem can be corrected inexpensively to protect both life and property (especially in categories 2 and 4).
Most sellers are honest and are often surprised to learn of defects uncovered during an inspection. Realize that sellers are under no obligation to repair everything mentioned in the report. No home is perfect. Keep things in perspective. Don't kill your deal over things that don't matter. It is inappropriate to demand that a seller address deferred maintenance, conditions already listed on the seller's disclosure, or nit-picky items.

Saturday, December 03, 2005

Why hire me to inspect your home?

Why Choose Me ?

BOARD CERTIFIED MASTER INSPECTOR - The Master Inspector Certification Board, Inc. supports the inspection industry's advanced education providers and encourages experienced inspectors to maintain excellence. Certified Master Inspectors® , are the very best of the best.

I'm NACHI Certified #03061206 - National Association of Certified Home Inspectors is the world's largest most elite home inspection association in the world. Annual Inspector testing and continued education is a prerequisite. Visit our massive website at www.NACHI.org

I'm Massachusetts Licensed #566 - VERIFY LICENSE - I have performed over 1,400 Home Inspections throughout the State of Massachusetts with over 1,400 very satisfied clients.

My Past Experience - Over 20 years of Project Management and Construction Supervision, which include numerous overseas assignments refurbishing U.S. government buildings. I've traveled throughout the world to various Countries supervising many foreign laborers in the rebuilding of interior office spaces within our United States Embassies. I have the vast knowledge and expertise my clients appreciate and trust.

My Hours of Operation - I'm available Seven days a week, Dawn till Dusk. If there's sufficient daylight for me to complete the exterior inspection, I'll gladly fit you into my schedule.
Always On Time - I'll always arrive at your prospective home 1/2 hour early. I'll complete your exterior inspection and be waiting for you when you arrive. I'll then walk you through the entire property.

I'm the Actual Tour Guide - You will literally walk through your prospective home right alongside me. You and I will be there to learn as much as possible about the condition of the property and to jointly engage in the discovery process. This will be the ultimate time for you to get answers to the questions that you may have, concerning the house. Once we finalize the Home Inspection, you will ultimately have a better understanding of the property you have chosen.

I utilize High Tech Equipment - I refuse to guess on any of my findings. I continue to utilize advanced high tech natural gas and carbon monoxide leak detectors, temperature sensors , digital meters and an array of lasers to confirm any of my findings throughout your new home.
Same Day Report - You will receive your highly detailed comprehensive inspection report immediately following your home inspection. My reports are very easy to read and categorized for easy understanding.

My Maintenance Recommendations - During your inspection, I will include energy saving maintenance recommendations that will help to keep your home lasting forever and your mechanicals in top notch condition.

Your Free Homeowner's Guide - You will receive a comprehensive 64 page manual (written by myself) that contains important facts, tips and safety concerns regarding your new home. I've integrated many useful maintenance tips to help you keep your home and mechanicals in great shape for many years to come. At the rear of this manual you'll find a Life Expectancy list of every component in your home.

My Customer Service - If you have questions before or after your inspection, my phone lines are open from 7:00am to 7:00pm. Telephone consultation with me will be available for as long as you own your home. I'll always give you the Personal Service you deserve.
E & O Insurance - I carry sufficient insurance required by the state of Massachusetts to cover serious Errors and Omissions and Liabilities and I'm fully Bonded.

Wednesday, November 23, 2005

Selling Your Home?

So you've decided to place your home on the market. I'll bet you have a lot of fond memories inside those walls. It'll be tough letting those memories go, but life moves on and so do homes. Your home means a lot to you and I know that you'd like to obtain the highest price possible in the shortest amount of time while it's on the market. Let me tell you how you can easily obtain full asking price for your home.

The biggest mistake that most Sellers often make is waiting for the buyers home inspection day to assess the condition of their home. One of the main reasons that home purchase transactions fall apart is due to defects that materialize during the course of the buyers home inspection. Every buyer has a personal perspective as to which types of defects constitute deal breakers. Some buyers are not deterred by issues as large as major foundation cracks, while others will run from seemingly routine disclosures. Some walk away at the mere mention of asbestos in the basement or lead paint in the house, while others find these to be no big deal. Some expect a seller to repair every nitpicky little detail, including squeaky floors, while others are willing to buy as-is. Why wait until the last minute to see what type of buyer is interested in your home. Allow Massachusetts Home Inspections to assist you in obtaining the highest price in the shortest time by helping you turn your home into a buyer friendly home. Virtually every home will definitely benefit from a pre-sale makeover.

What happens when your home is not prepared as a buyer friendly home? The buyers home inspection might contain issues that could be detrimental to the sale. Ideally, both yourself and the buyer usually work together to resolve any serious issues that may arise, but it's not always that easy. Convincing the buyer(s) at this point in time that their concerns will be quickly corrected by closing may be difficult. Then convincing yourself to act quickly to correct any major issues is also difficult. The buyer is now requesting a discount in the list price. The sale is now in jeopardy and the deal may come to a screeching halt, which ultimately causes you to sell the house a second time to the next buyer that comes along. Now the home inspection process starts all over again.

How do you prevent this pitfall? The answer is a Pre-Listing Inspection.

Before you decide to place your home on the market, allow me to assist you in getting your home to stand out in the crowd amongst other homes in this competitive market. You may as well find out now what the buyers Home Inspector is going to find, by getting Massachusetts Home Inspections in there first. I'll give you a better understanding of the existing conditions which may be discovered by the buyer's Inspector. I'll educate you on the present physical condition of your home and identify those problem areas and safety issues that need attention now. I'll identify those crucial areas that typical home buyers tend to negotiate over and expensive items that usually make a sale fall apart. Upgrading or fixing these issues will prevent any problems from occurring at the "eleventh hour" before the transaction closes.

My inspection is going to be your insurance policy for a smooth and speedy transaction and it will assist you in obtaining full list price for your home. It also shows good faith in carrying out the disclosure requirements. It communicates to the buyer that you (the Seller) are willing to disclose everything, thereby paving the way for smoother, more agreeable negotiations.

You will then go over my findings and have plenty of time to make repairs and improvements on your own terms with plenty of time to spare. Knowing about the problem now will save you thousands by simply being able to shop around and get competitive bids from contractors rather than being forced into paying for a rush job at the last minute. Upgrading and repairing those defects now will put the house in better selling condition and prevent buyers from negotiating over every little issue.

After preparing your home, you can now sit back, relax and enjoy reduced liability and less negotiating because fewer problems will be discovered by the buyer's Inspector. In addition to Proactive disclosure, in many cases, is met with appreciation on the part of the prospective buyer; and it's not likely to kill the deal. If you disclose certain defective items as is and stipulating that they are reflected in the purchase price, buyers become aware of the condition of the house before an offer is even made. There will not be any surprises and the deal is far from falling apart. If the problem is unveiled later, however, the buyers are likely to think that you tried to deceive them. Most of the time, you had no prior knowledge that the problem even existed. You should have all the information needed to help make your selling transactions less frustrating and to function more smoothly.

Lastly, pre-inspections protect the safety of both the Seller and the Buyer. I could, in fact, uncover a potential disaster waiting for the first opportunity to strike. Since you are likely to remain in the home for a period of time during the transaction process, the discovery of such a problem benefits everyone -- seller and buyer. And the sooner the problem is discovered, the less expensive it is to repair.

If you would consider Massachusetts Home Inspections to assist you in turning your home into a buyer friendly home, you won't regret it. With a Pre-Listing inspection, you'll see the smoothest transaction that anyone could ever experience. I guarantee that you'll see a big improvement in the transaction process over other home sales and all parties involved will experience a worry-free and smooth sale. At Massachusetts Certified Home Inspections, we believe that presentation is enormously important. Buying a home is one of life's most important purchases and how the house looks and feels is crucial.

Having a Pre-Listing Inspection performed ahead of time helps in many other ways:
It allows you to see your home through the eyes of a critical third-party.
It helps you to price your home realistically.
It permits you to make repairs ahead of time so that defects don't become negotiating stumbling blocks later.
There's no delay in obtaining the Use and Occupancy permit.
You'll have plenty of time to get reasonably priced contractors or yourself (if qualified) to pull permits and make needed repairs.
It may encourage the buyer to waive the inspection contingency.
It will alert you of items of immediate personal concern, such as active termite infestation or structural deficiencies.
It may relieve prospect's concerns and suspicions.
It greatly reduces your liability by ...
Adding professional supporting documentation to your disclosure statement.
Alerting you to immediate safety issues before agents and visitors tour your listing.
Everyone involved in the sale will benefit from your Pre-Listing Inspection.

The Seller:
Will help protect seller from the failure to disclose known defects
Gives seller a chance to correct problems or reflect them in the asking price
Prevents last-minute re-negotiations for unknown defects
Assures the sale will progress smoothly towards the closing

The Buyer:
Discloses up front, any major problems with the property
Prevents having to find another home due to unknown defects that arise
Gives confidence that their decision to purchase the property was the right one
Provides a guide on future expenses in owning the property

The Sales Agent:
Prevents a sale from falling apart at the last minute
Reduces the amount of negotiations that will take place between buyer and seller
Assures the agent that the property condition has been properly disclosed, thereby reducing chances of litigation later on
Prevents having to sell the buyer a second time because of unknown defects

How my Pre-Inspection Program works...

I will personally arrange a date and time with you to conduct the home inspection. When the inspection is completed, I'll hand you an easy-to-read, easy to understand report explaining my findings. You can then decide what improvements may be necessary in order to avoid problems that may arise on the upcoming buyer's home inspection. If you do not want to make improvements to your home, then my findings can be added into the sellers disclosure. Disclosing those issues as is will inform the buyers up-front what their getting into. Your objective is to minimize unpleasant surprises now, so you don't face difficulties later.

Your pre-inspection report is your negotiating tool that gives validity to your asking price. It also places confidence in the minds of prospective buyers, who want to know that they're not jumping into uncertain territory. If your plans include an Open House, my pre-inspection report can be left on the kitchen or dining room table for any potential buyer to review before making an offer or ordering their own home inspection. I recommend that you place any copies of receipts for maintenance and repairs that were completed on the house right next to my report. This prevents a re-negotiation of the asking price based on some unknown defect(s).

Chances are good that a serious prospective buyer would hire his or her own Home Inspector to conduct an investigation of your home. This is positively acceptable. After all, everyone likes to have their own champion in their corner. Their inspector will comb through the house and locate issues that I had already noted on your report. The buyer can now compare the pre-inspection report with the findings of their home inspector. These two reports will be somewhat identical and any issues will be known right away.

If everything adds up and both reports are favorable, the buyer will be much more likely to pay full asking price without a challenge. Now that's what every Seller wants to hear. You as the home owner can relax in the confidence that a major problem will not turn up other than those items that were indicated in my major component inspection report.
Please do not hesitate to contact me if you have any further questions regarding a Pre-Sale home inspection before you place your home on the market.

Thursday, November 17, 2005

Purchasing a home?

Locating any defects now is crucial because buying that home does not give you a money-back guarantee a buyer receives with most purchases. There's no return policy if you're not satisfied with your recently purchased home. Once you buy a home, you're on your own to maintain it, repair it, anticipate problems and pay all the bills. This is why it's best to know as much as you can about potential problems now, before you make the big commitment to buy.

I know you have a lot going through your mind right now, as any home buying process can be quite nerve racking. Relax, allow me to give you peace of mind and help you remove the risks and anxiety of making one of the biggest investment decisions in your life. I'll make your home buying process a lot less stressful by keeping you well informed of the present conditions of your prospective home. Not only am I focused on protecting your best interests, but in providing you with expert and competent information about your new future home.

I will provide you with a quality independent perspective on the condition of the home you have chosen. Your home inspection will be an information gathering process that is intended to provide you with a better understanding of the existing property conditions. You and I will be there to learn as much as possible about the condition of the property and to jointly engage in the discovery process.

As your Inspector, I will perform a detailed comprehensive visual inspection to assess the condition of the house and all of its systems. I'll help you define the maintenance required to catch little problems before they turn into expensive situations. I will review your house as a system, looking at how one component of the house might affect the operability or lifespan of another. I will determine the components that are not performing properly as well as items that are beyond their useful life or are considered unsafe. I will also identify areas where repairs may be needed or where there may have been problems in the past.

I highly recommend that you attend your home inspection. There are several reasons why it's important for you to be there. Your home inspection will provide you the opportunity to slowly and methodically view and consider the object of your investment. During the inspection, you will have hours to voice questions and concerns as you evaluate your prospective purchase and it will be a vast learning experience for you. I'll show you how the systems work and how to properly maintain them. I'll be able to educate you about an overall good home maintenance plan, so that you will learn how to preserve your investment.

Before you invest hundreds of thousands of dollars on a home, be sure you hire a Certified Home Inspector to confirm that your chosen home does not contain major defects that could cost you thousands of dollars after you move in. Massachusetts Certified Home Inspections, LLC can reduce the risk of any major surprises that may happen after you take ownership of your new home. Call me today at 978-683-4984.

Massachusetts Home Inspections